NHS Low Income Scheme — official update 2026-08-10
Includes what's covered, who can apply, how to apply and the evidence you need to support your application.
NHS Fine Help
Dated notes after official changes. Every article links to the NHSBSA, NHS or GOV.UK source.
Includes what's covered, who can apply, how to apply and the evidence you need to support your application.
Not everyone getting Universal Credit is entitled to help with their health costs. You are only entitled to claim for help with health costs if your total take-home pay for your household in your last Universal Credit assessment period was below a specific amount. Your household's total take-home pay (the net income earned by everyone in your household after tax, National Insurance, and pensions are deducted) must be:
Respond by the deadline on your letter, or you may get further charges.
Guidance on enquiry letters, and paying, challenging and avoiding penalty charges
A PPC could save you money if you pay for your NHS prescriptions. The certificate covers all your NHS prescriptions for a set price. You will save money if you need more than 3 items in 3 months, or 11 items in 12 months. The prescription charge in England is £9.90. A PPC costs:
If you receive Universal Credit, you may also qualify for help with health costs.
Universal Credit is replacing 6 other benefits with a single monthly payment if you're out of work or on a low income - eligibility, how to prepare.
Find out about prescription prepayment certificates (PPCs), including what they are and how they can help you save money.
Find out more information about when you need to pay, help on universal credit, travel costs and personal health budgets
Check if you can get free NHS prescriptions, dental treatment or eye tests - or help with other NHS costs